Lender Approvals
Accepted by major lenders.
Accepted by major lenders
Checkmate Warranty is accepted by the following Lenders:
- Accord Buy to Let
- Accord Mortgages Ltd
- Adam & Company
- Adam & Company International
- Aldermore Bank PLC
- April Mortgages
- Atom Bank PLC
- Aviva Equity Release UK Ltd
- Bank of China
- Bank of Ireland (UK) plc
- Bank of Ireland as Bank of Ireland Mortgages
- Bank of Scotland Beginning A
- Bank of Scotland Beginning O
- Barclays Bank UK PLC
- Barnsley Building Soc, a trading name Yorkshire Building Soc
- Better HomeOwnership (Mortgages)
- Birmingham Bank
- Birmingham Midshires
- Bluestone Mortgages
- Britannia, a trading name of the Co-operative Bank plc
- Buckinghamshire Building Society
- Chelsea Building Society (a trading name of Yorkshire BS)
- CHL Mortgages
- Clydesdale Bank plc
- Co-operative Bank plc
- Coutts
- Coutts Finance Co
- Coventry Building Society
- Cynergy Bank
- Danske Bank
- Darlington Building Society
- Dudley Building Society
- Family Building Soc (a trading name of National Counties BS)
- First Direct
- Fleet Mortgages
- Foundation Home Loans
- Furness Building Society
- Gen H
- Godiva Mortgages Ltd
- Habito
- Halifax
- Halifax Loans Ltd
- Hampden & Co. plc
- Harpenden Building Society
- Hinckley and Rugby Building Society
- Hodge
- Hodge Equity Release
- HSBC UK Bank plc
- Intelligent Finance
- ITL Mortgages
- Kensington Mortgage Company Ltd
- Kent Reliance (a trading name of OneSavings Bank plc)
- Keystone Property Finance
- Landbay Partners Limited
- Leeds Building Society
- Legal & General Home Finance Ltd
- LendInvest
- LiveMore Capital
- Lloyds Bank plc pre fixed 20/40
- Lloyds Bank plc pre fixed 50/30/77
- Lloyds TSB Scotland plc
- M&S Bank
- Magellan Homeloans
- Masthaven Bank
- Metro Bank plc
- ModaMortgages
- Molo Finance
- Monmouthshire Building Society
- Mortgage Agency Services
- MPowered Mortgages
- National Counties Building Society
- National Westminster Bank plc
- Nedbank Private Wealth Ltd
- New Street Mortgages
- Paragon Buy to Let Mortgages
- Paragon Residential Owner-Occupied Mortgages
- Paratus AMC Ltd
- Perenna
- Platform (a trading name of the Co-operative Bank p.l.c)
- Precise Mortgages (Charter Court Financial Services)
- Principality Building Society
- Saffron Building Society
- Sainsbury’s Bank
- Santander UK plc
- Scottish Building Society
- Scottish Widows Bank
- Secure Trust Bank PLC
- Skipton Building Society
- St James Place Bank
- State Bank of India UK
- Swansea Building Society
- The Mortgage Business
- The Mortgage Works
- The Royal Bank of Scotland plc
- The Royal Bank of Scotland plc Direct Line Mortgages
- The Royal Bank of Scotland plc Direct Line One
- The Royal Bank of Scotland plc First Active
- The Royal Bank of Scotland plc Natwest one Account
- The Royal Bank of Scotland plc One Account
- The Royal Bank of Scotland plc Virgin One
- The Tipton & Coseley Building Society
- TSB Bank plc
- Ulster Bank
- Vida Homeloans
- Virgin Money
- Yorkshire Bank Home Loans Ltd
- Yorkshire Building Society
- Zephyr Homeloans
News and insights
15 September 2026
When a contract requires the employer to release funds before any work has started, both parties carry risk. An advance […]
15 September 2026
An employer has just told you that your tender, or your contract award, is conditional upon providing a surety bond. […]
14 September 2026
If your client asks you for proof of professional indemnity insurance for a construction project and you’re wondering – do […]
14 August 2026
Struggling to get an advance for a new construction project from your mortgage lender? Most lenders in the UK require […]
14 August 2026
Most insurance policies stop covering a property once it’s stood empty for 30 to 60 days. If your property is […]
13 August 2026
If you’ve been shopping for insurance, you may have come across both terms: collateral warranty and construction surety. While both […]
27 July 2026
We are proud to announce that Checkmate is a supporter of Check In On A Mate and Project Ireland Run, […]
24 July 2026
Construction projects often involve more than physical work on site. Designs, specifications, calculations, technical advice and project-management decisions can all […]
21 July 2026
Construction contracts often require additional financial protection before work can begin, payments can be released or infrastructure can be adopted. […]
17 July 2026
Contractors All Risks Insurance can help protect construction projects against many of the unexpected events that cause damage, disruption and […]
16 July 2026
What is an Insurance Backed Guarantee and why should contractors offer one? When customers invest in construction or home improvement […]
7 July 2026
What Does a 10-Year Structural Warranty Actually Cover? The short answer is the structural integrity of the building — but […]
10 June 2026
What is Construction Insurance? Construction insurance is a collection of different kinds of policies that typically protect the works in […]
26 January 2026
Contractor insolvency is one of the most significant — and often underestimated — risks facing social housing delivery. With long […]
17 December 2025
The landscape of residential development has changed.With the introduction of the Building Safety Act, Housing Associations are now operating in […]
15 October 2025
Why Choosing the Right Surveyor Matters Buying or investing in property is one of the biggest financial commitments most people […]
20 June 2025
When you’re managing a construction project, there’s already enough complexity—finances, timelines, planning, and compliance. So when a lender, client, or […]
11 June 2025
The UK construction industry continues to feel the strain of planning delays. With local authority backlogs, changing regulations, and extended […]
5 June 2025
In today’s fast-moving construction environment, risk management isn’t just a formality—it’s a necessity. With tighter margins, growing regulation, and high […]
28 May 2025
In today’s construction landscape, confidence is currency. For developers navigating complex builds and tight timelines, protecting long-term investment is critical—not […]
17 April 2025
Moving into a new home is an exciting milestone—but before settling in, it’s important to ensure the property is safe, […]
12 March 2025
The regulatory landscape is changing rapidly. With 2025 bringing new regulations focused on sustainability, safety and planning, developers face both […]
5 November 2024
The Labour government’s budget has introduced a strong focus on reducing skill shortages in the construction industry through increased funding […]
4 November 2024
Labour’s recent budget emphasizes a shift toward sustainable infrastructure, creating new opportunities and challenges for the UK construction industry. With […]
4 November 2024
The Labour government’s latest budget sets the stage for transformative changes in the UK housing market, especially with its renewed […]