10 & 12-Year Latent Defects Insurance

Checkmate delivers ten and twelve year residential and commercial warranties across a wide range of new and newly converted/refurbished
homes and commercial premises throughout the UK.

OUR PRODUCTS

Checkmate offers latent defects insurance for almost any development project, including newly built homes, permitted developments, mixed-use projects, and all types of affordable and private rental housing. Coverage also extends to commercial projects across retail, industrial, healthcare, education, and hospitality sectors, whether as part of a residential development or standalone. Policies are available for both new builds and conversions or refurbishments, covering the primary market sectors for:

Detached new build homes. UK

Residential

Provides warranty and insurance coverage for new homes, affordable housing, rentals, and homes built through conversions.

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Commercial / High Value Schemes

Covers apartments, offices, retail, hotels, healthcare, and other commercial developments.

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Offsite Manufacture

Offers coverage for homes and buildings constructed using modern or offsite techniques.

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Bespoke Homes for Private Clients

Custom home warranty coverage for private clients.

What we do

Everything Online to Save You Time​

Innovative Risk Management

Care About The Environment

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New Home Warranty Code

Checkmate invites you to join our new home warranty scheme. Members receive accurate indicative warranty cost, which includes all code registration fees and once registered, you can run as many projects through Checkmate under the single low cost annual registrations fee.

No Upfront Fees
Efficient Process

What Makes Us Stand Out

Checkmate stands out through our dedicated customer care, innovative solutions, and a proactive approach to managing properties effectively.

Low Premium Rates

Most competitive rates on the market

Comprehensive Coverage

Solutions for residential, commercial, and mixed-use developments.

Expertise

Decades of experience in construction warranties.

Modern Methods

Supports offsite construction and innovative building techniques.

Flexible Options

Tailored warranties for all project types.

Accredited Provider

Trusted by the industry for quality and reliability.

What's it Like Working With Us?

Structural Warranties for 10-12 years

Long-term protection against costly repairs for buyers and developers.

Digital Inspection Access

Faster project assessments and improved compliance tracking.

Rigorous Technical Standards

Enhanced quality assurance in new home and commercial builds.

User-Friendly Warranty Management

Simplified access and management of warranties, reducing administrative burdens.

Certified for Excellence in Construction Warranty

Checkmate is fully certified to provide industry-leading structural warranty insurance. Their certifications meet UK construction and insurance standards, ensuring high-quality protection for builders, developers, and homebuyers.

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Checkmate Warranty - Fast Quotes

Every development is different and therefore Checkmate assess every scheme’s individual characteristics to ensure a fair and accurate cost is provided.

We can usually provide an indicative cost of what a warranty would be for your next development within 24 hours and very often the same day. Please click on the link below to get started.

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