Building Community, Insuring Trust.
Construction Insurance Built Around You
Your construction partner delivering comprehensive insurance solutions, from latent defects and performance bonds to guarantees and project cover, protecting projects, people and the communities you build.
Protecting every stage of your build
Complete protection delivered by a team you can trust
Residential
New build homes, affordable housing, permitted developments, mixed-use schemes, and private rental housing for housing associations, housebuilders, and developers.
Commercial
Retail, industrial, healthcare, education, and hospitality projects—standalone or integrated within residential developments.
Offsite manufacture
Offers coverage for homes and buildings constructed using modern or offsite techniques.
Bespoke homes for private clients
Custom home warranty coverage for private clients.
Supporting your success
Everything online to save you time
- Simple online application
- Fast quotes
- Prompt policy and certificate issue
Innovative risk management
- The latest digital Inspection App
- Leading to fast report analysis
- Instant sharing of report findings
- Real-time communication between client and surveyor
- Advanced Remote Video Inspection (RVI) capabilities
Care about the environment
- Supports modern, sustainable construction practices
- Collaborates closely with government and developers
- Ensures eco-friendly projects meet top-quality standards
- Paves the way for a greener, sustainable future in UK construction
New home warranty code
Checkmate invites you to join our new home warranty scheme. Members receive accurate indicative warranty cost, which includes all code registration fees and once registered, you can run as many projects through Checkmate under the single low cost annual registrations fee.
No Upfront Fees
Efficient Process
Why construction professionals choose us
Checkmate stands out through our dedicated customer care, innovative solutions, and a proactive approach to managing properties effectively.
Low premium rates
Most competitive rates on the market
Comprehensive coverage
Solutions for residential, commercial, and mixed-use developments.
Expertise
Decades of experience in construction warranties.
Modern methods
Supports offsite construction and innovative building techniques.
Flexible options
Tailored warranties for all project types.
Accredited provider
Trusted by the industry for quality and reliability.
People at our core
Building community
Construction is built by people, skilled trades, dedicated site teams, passionate developers, and communities waiting to thrive. At Checkmate, we recognise that every project represents livelihoods, homes, and futures. Our team isn’t just insurance experts; we’re people who genuinely care about this industry.
We invest in causes that matter, such as industry charities, mental health initiatives and affordable housing projects. Our underwriters understand your challenges. We’re here to support not just your projects, but the people and communities behind them. Because when construction succeeds, communities flourish, and that’s what Building Community really means.
News and insights
15 September 2026
When a contract requires the employer to release funds before any work has started, both parties carry risk. An advance […]
15 September 2026
An employer has just told you that your tender, or your contract award, is conditional upon providing a surety bond. […]
14 September 2026
If your client asks you for proof of professional indemnity insurance for a construction project and you’re wondering – do […]
14 August 2026
Struggling to get an advance for a new construction project from your mortgage lender? Most lenders in the UK require […]
14 August 2026
Most insurance policies stop covering a property once it’s stood empty for 30 to 60 days. If your property is […]
13 August 2026
If you’ve been shopping for insurance, you may have come across both terms: collateral warranty and construction surety. While both […]
27 July 2026
We are proud to announce that Checkmate is a supporter of Check In On A Mate and Project Ireland Run, […]
24 July 2026
Construction projects often involve more than physical work on site. Designs, specifications, calculations, technical advice and project-management decisions can all […]
21 July 2026
Construction contracts often require additional financial protection before work can begin, payments can be released or infrastructure can be adopted. […]
17 July 2026
Contractors All Risks Insurance can help protect construction projects against many of the unexpected events that cause damage, disruption and […]
16 July 2026
What is an Insurance Backed Guarantee and why should contractors offer one? When customers invest in construction or home improvement […]
7 July 2026
What Does a 10-Year Structural Warranty Actually Cover? The short answer is the structural integrity of the building — but […]
10 June 2026
What is Construction Insurance? Construction insurance is a collection of different kinds of policies that typically protect the works in […]
26 January 2026
Contractor insolvency is one of the most significant — and often underestimated — risks facing social housing delivery. With long […]
17 December 2025
The landscape of residential development has changed.With the introduction of the Building Safety Act, Housing Associations are now operating in […]
15 October 2025
Why Choosing the Right Surveyor Matters Buying or investing in property is one of the biggest financial commitments most people […]
20 June 2025
When you’re managing a construction project, there’s already enough complexity—finances, timelines, planning, and compliance. So when a lender, client, or […]
11 June 2025
The UK construction industry continues to feel the strain of planning delays. With local authority backlogs, changing regulations, and extended […]
5 June 2025
In today’s fast-moving construction environment, risk management isn’t just a formality—it’s a necessity. With tighter margins, growing regulation, and high […]
28 May 2025
In today’s construction landscape, confidence is currency. For developers navigating complex builds and tight timelines, protecting long-term investment is critical—not […]
17 April 2025
Moving into a new home is an exciting milestone—but before settling in, it’s important to ensure the property is safe, […]
12 March 2025
The regulatory landscape is changing rapidly. With 2025 bringing new regulations focused on sustainability, safety and planning, developers face both […]
5 November 2024
The Labour government’s budget has introduced a strong focus on reducing skill shortages in the construction industry through increased funding […]
4 November 2024
Labour’s recent budget emphasizes a shift toward sustainable infrastructure, creating new opportunities and challenges for the UK construction industry. With […]
4 November 2024
The Labour government’s latest budget sets the stage for transformative changes in the UK housing market, especially with its renewed […]