Building Community, Insuring Trust

Construction Insurance Built Around You

Your construction partner delivering comprehensive insurance solutions, from latent defects and performance bonds to guarantees and project cover, protecting projects, people and the communities you build.

Protecting every stage of your build

We protect residential and commercial developments across the UK, new builds, conversions, and refurbishments, with insurance solutions that work as hard as you do.

Complete protection delivered by a team you can trust

Detached new build homes. UK

Residential

New build homes, affordable housing, permitted developments, mixed-use schemes, and private rental housing for housing associations, housebuilders, and developers.

low view of the cranes to build new skyscrapers in the City of London

Commercial

Retail, industrial, healthcare, education, and hospitality projects—standalone or integrated within residential developments.

Modern industrial factory producing large prefabricated panels for sustainable building construction, with rows of

Offsite manufacture

Offers coverage for homes and buildings constructed using modern or offsite techniques.

Modern Sunroom or conservatory extending into the garden, surrounded by a block paved patio. Ai generative

Bespoke homes for private clients

Custom home warranty coverage for private clients.

Supporting your success

Everything online to save you time​

Innovative risk management

Care about the environment

Aerial View of House Construction

New home warranty code

Checkmate invites you to join our new home warranty scheme. Members receive accurate indicative warranty cost, which includes all code registration fees and once registered, you can run as many projects through Checkmate under the single low cost annual registrations fee.

No Upfront Fees

Efficient Process

Why construction professionals choose us

Checkmate stands out through our dedicated customer care, innovative solutions, and a proactive approach to managing properties effectively.

Low premium rates

Most competitive rates on the market

Comprehensive coverage

Solutions for residential, commercial, and mixed-use developments.

Expertise

Decades of experience in construction warranties.

Modern methods

Supports offsite construction and innovative building techniques.

Flexible options

Tailored warranties for all project types.

Accredited provider

Trusted by the industry for quality and reliability.

People at our core
Building community

Construction is built by people, skilled trades, dedicated site teams, passionate developers, and communities waiting to thrive. At Checkmate, we recognise that every project represents livelihoods, homes, and futures. Our team isn’t just insurance experts; we’re people who genuinely care about this industry.

We invest in causes that matter, such as industry charities, mental health initiatives and affordable housing projects. Our underwriters understand your challenges. We’re here to support not just your projects, but the people and communities behind them. Because when construction succeeds, communities flourish, and that’s what Building Community really means.

Checkmate member of staff at a food bank.
Group of happy builders eating lunch together

Checkmate Warranty -
Fast quotes, seamlessly

Every development is different and therefore Checkmate assess every scheme’s individual characteristics to ensure a fair and accurate cost is provided.

We can usually provide an indicative cost of what a warranty would be for your next development within 24 hours and very often the same day. Please click on the link below to get started.

News and insights

26 January 2026
What Insolvency Cover Really Means for Social Housing Projects
Contractor insolvency is one of the most significant — and often underestimated — risks facing social housing delivery. With long construction programmes, complex supply chains, and increasing financial pressure across the...
17 December 2025
Building Safety Act: Ultimate Guide for New-Build Social Housing
The landscape of residential development has changed.With the introduction of the Building Safety Act, Housing Associations are now operating in a delivery environment where accountability is clearer, scrutiny is higher,...
15 October 2025
The Importance of RICS Surveyors in Construction Projects
Why Choosing the Right Surveyor MattersBuying or investing in property is one of the biggest financial commitments most people make. That’s why expert advice is crucial. Enter the RICS surveyor – a property professional...
20 June 2025
Performance Bonds: What They Are, Why You Might Need One
When you’re managing a construction project, there’s already enough complexity—finances, timelines, planning, and compliance. So when a lender, client, or local authority asks for a performance bond, what exactly...
11 June 2025
UK Planning Delays: Turn Idle Time into Risk-Ready Opportunity
The UK construction industry continues to feel the strain of planning delays. With local authority backlogs, changing regulations, and extended consultation periods, developers across the country are finding themselves stuck...
05 June 2025
Performance Bonds and IBGs: Fast, Reliable Protection for Today’s Projects
In today’s fast-moving construction environment, risk management isn’t just a formality—it’s a necessity. With tighter margins, growing regulation, and high stakeholder expectations, contractors and developers...
28 May 2025
Why Major Developers Choose LDI Cover They Can Trust
In today’s construction landscape, confidence is currency. For developers navigating complex builds and tight timelines, protecting long-term investment is critical—not just for themselves, but for their funders and...
17 April 2025
Top 5 Things to Check Before Moving Into a New Home
Moving into a new home is an exciting milestone—but before settling in, it’s important to ensure the property is safe, functional, and ready for comfortable living. Taking the time to inspect a few key areas can help you...
12 March 2025
Navigating 2025’s Building Regulations: Are You FHS and ‘Building Safety Act’ Ready?
The regulatory landscape is changing rapidly. With 2025 bringing new regulations focused on sustainability, safety and planning, developers face both fresh challenges and exciting opportunities. The move towards greener,...
05 November 2024
Skill Shortages in Construction: Labour’s Strategy to Boost Apprenticeships and Training
The Labour government’s budget has introduced a strong focus on reducing skill shortages in the construction industry through increased funding for apprenticeships and vocational training. As construction shifts towards modern,...
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