About Us
Real people. Real expertise. Real commitment to construction.
We are more than insurance
Our team isn’t just insurance experts; we’re people who genuinely care about this industry. We invest in causes that matter, such as industry charities, mental health initiatives and affordable housing projects.
Our underwriters understand your challenges. We’re here to support not just your projects, but the people and communities behind them. Because when construction succeeds, communities flourish, and that’s what Building Community really means.
Evolving with construction's needs
Checkmate has been a leading brand in the structural warranty sector since it’s launch in 2010 and is a leading industry expert in the provision of ten year and twelve year latent defects insurance and new home warranty policies. Heading up the team at Checkmate are leading professionals from both the warranty insurance sector and chartered building surveyors and engineers.
Innovation and creativity led to the development of software system which has transformed the underwriting and technical auditing process throughout the construction phase of a project.
Friendly expertise you can trust
The first and only UK warranty provider to become a Chartered Building Consultancy under the Chartered Institute Of Building scheme and Checkmate is a Company Partner of the Chartered Association of Building Engineers. These accreditations recognise the level of commitment to improving build quality through a codes of professional ethics and a robust business leadership structure. Half of Checkmate’s senior team are Fellows of the Chartered Institute Of Builders in their own right and all of Checkmate’s surveyors already hold a professional qualification or are part of structured programme to achieve the same.
Many of Checkmate’s other team members hold professional qualifications in their own disciplines, be that insurance underwriting, insurance claims and also in IT.
Ready to get started?
Every development is different and therefore Checkmate assess every scheme’s individual characteristics to ensure a fair and accurate cost is provided.
We can usually provide an indicative cost of what a warranty would be for your next development within 24 hours and very often the same day. Please click on the link below to get started.
News and insights
15 September 2026
When a contract requires the employer to release funds before any work has started, both parties carry risk. An advance […]
15 September 2026
An employer has just told you that your tender, or your contract award, is conditional upon providing a surety bond. […]
14 September 2026
If your client asks you for proof of professional indemnity insurance for a construction project and you’re wondering – do […]
14 August 2026
Struggling to get an advance for a new construction project from your mortgage lender? Most lenders in the UK require […]
14 August 2026
Most insurance policies stop covering a property once it’s stood empty for 30 to 60 days. If your property is […]
13 August 2026
If you’ve been shopping for insurance, you may have come across both terms: collateral warranty and construction surety. While both […]
27 July 2026
We are proud to announce that Checkmate is a supporter of Check In On A Mate and Project Ireland Run, […]
24 July 2026
Construction projects often involve more than physical work on site. Designs, specifications, calculations, technical advice and project-management decisions can all […]
21 July 2026
Construction contracts often require additional financial protection before work can begin, payments can be released or infrastructure can be adopted. […]
17 July 2026
Contractors All Risks Insurance can help protect construction projects against many of the unexpected events that cause damage, disruption and […]
16 July 2026
What is an Insurance Backed Guarantee and why should contractors offer one? When customers invest in construction or home improvement […]
7 July 2026
What Does a 10-Year Structural Warranty Actually Cover? The short answer is the structural integrity of the building — but […]
10 June 2026
What is Construction Insurance? Construction insurance is a collection of different kinds of policies that typically protect the works in […]
26 January 2026
Contractor insolvency is one of the most significant — and often underestimated — risks facing social housing delivery. With long […]
17 December 2025
The landscape of residential development has changed.With the introduction of the Building Safety Act, Housing Associations are now operating in […]
15 October 2025
Why Choosing the Right Surveyor Matters Buying or investing in property is one of the biggest financial commitments most people […]
20 June 2025
When you’re managing a construction project, there’s already enough complexity—finances, timelines, planning, and compliance. So when a lender, client, or […]
11 June 2025
The UK construction industry continues to feel the strain of planning delays. With local authority backlogs, changing regulations, and extended […]
5 June 2025
In today’s fast-moving construction environment, risk management isn’t just a formality—it’s a necessity. With tighter margins, growing regulation, and high […]
28 May 2025
In today’s construction landscape, confidence is currency. For developers navigating complex builds and tight timelines, protecting long-term investment is critical—not […]
17 April 2025
Moving into a new home is an exciting milestone—but before settling in, it’s important to ensure the property is safe, […]
12 March 2025
The regulatory landscape is changing rapidly. With 2025 bringing new regulations focused on sustainability, safety and planning, developers face both […]
5 November 2024
The Labour government’s budget has introduced a strong focus on reducing skill shortages in the construction industry through increased funding […]
4 November 2024
Labour’s recent budget emphasizes a shift toward sustainable infrastructure, creating new opportunities and challenges for the UK construction industry. With […]
4 November 2024
The Labour government’s latest budget sets the stage for transformative changes in the UK housing market, especially with its renewed […]