Housing Associations
We understand your commitment to quality, community, and long-term value. Let’s build together.
Protecting your scheme
At Checkmate, we understand the unique challenges faced by Housing Associations – and the importance of having local expertise you can rely on. With regionally based surveyors and dedicated account management, we provide personal, consistent support tailored to the specific needs of your communities.
Our rated structural warranty solutions offer complete peace of mind, protecting developments from insolvency risks, ensuring project continuity, and supporting social value delivery at every stage of construction. Whether you’re delivering new build, regeneration, or mixed-tenure schemes, our specialist team brings decades of hands-on regional experience across the social housing sector.
Solutions built for housing associations
We provide end-to-end structural warranty solutions and risk management support for affordable, community, and mixed-tenure developments across the UK.
Our Expertise Covers:
- New build housing schemes (social, affordable, shared ownership, and PRS)
- Regeneration and community-led housing projects
- Modular and off-site construction
- Refurbishment and conversion schemes
Why we're trusted by housing providers
We provide end-to-end structural warranty solutions and risk management support for affordable, community, and mixed-tenure developments across the UK.
Rated Assurance
Backed by trusted capacity, ensuring long-term protection and reliability
Technical Expertise
Our regional surveyors and underwriting teams work closely with you from design through to completion.
Personal Support
Every Housing Association partner receives a dedicated regional account manager for consistent, responsive communication.
Social Value Commitment
We share your mission to create safe, sustainable, and community-focused housing.
Regional Presence
Local representatives across the UK offering deep insight into regional housing needs, regulations, and community priorities.
Ready to discuss your next housing scheme?
Our Products
Our products include:
Insolvency Cover
Protecting against contractor or developer insolvency to ensure project completion.
Developer Liability Period (DLP) Waiver
Reducing exposure during the post-completion period and safeguarding long-term resilience (subject to underwriting approval).
Latent Defects Insurance (LDI)
Backed by rated capacity, providing lasting confidence in every build.
Performance Bonds
Guaranteeing contractual performance and financial security.
Insurance Backed Guarantees (IBGs)
Protecting homeowners or Housing Associations if a contractor becomes insolvent and cannot fulfil their guarantee obligations.
Advance Payment Bonds
Safeguarding upfront payments and reducing financial risk for Housing Associations.
Road and Sewer Bonds
Ensuring compliance and financial security for works requiring adoption by local authorities.
Meet Our Team
Our dedicated Housing Association specialists work directly with clients to deliver practical assurance and responsive support throughout each project.
Additional regional representatives will join the team at a later date.
News and insights
15 September 2026
When a contract requires the employer to release funds before any work has started, both parties carry risk. An advance […]
15 September 2026
An employer has just told you that your tender, or your contract award, is conditional upon providing a surety bond. […]
14 September 2026
If your client asks you for proof of professional indemnity insurance for a construction project and you’re wondering – do […]
14 August 2026
Struggling to get an advance for a new construction project from your mortgage lender? Most lenders in the UK require […]
14 August 2026
Most insurance policies stop covering a property once it’s stood empty for 30 to 60 days. If your property is […]
13 August 2026
If you’ve been shopping for insurance, you may have come across both terms: collateral warranty and construction surety. While both […]
27 July 2026
We are proud to announce that Checkmate is a supporter of Check In On A Mate and Project Ireland Run, […]
24 July 2026
Construction projects often involve more than physical work on site. Designs, specifications, calculations, technical advice and project-management decisions can all […]
21 July 2026
Construction contracts often require additional financial protection before work can begin, payments can be released or infrastructure can be adopted. […]
17 July 2026
Contractors All Risks Insurance can help protect construction projects against many of the unexpected events that cause damage, disruption and […]
16 July 2026
What is an Insurance Backed Guarantee and why should contractors offer one? When customers invest in construction or home improvement […]
7 July 2026
What Does a 10-Year Structural Warranty Actually Cover? The short answer is the structural integrity of the building — but […]
10 June 2026
What is Construction Insurance? Construction insurance is a collection of different kinds of policies that typically protect the works in […]
26 January 2026
Contractor insolvency is one of the most significant — and often underestimated — risks facing social housing delivery. With long […]
17 December 2025
The landscape of residential development has changed.With the introduction of the Building Safety Act, Housing Associations are now operating in […]
15 October 2025
Why Choosing the Right Surveyor Matters Buying or investing in property is one of the biggest financial commitments most people […]
20 June 2025
When you’re managing a construction project, there’s already enough complexity—finances, timelines, planning, and compliance. So when a lender, client, or […]
11 June 2025
The UK construction industry continues to feel the strain of planning delays. With local authority backlogs, changing regulations, and extended […]
5 June 2025
In today’s fast-moving construction environment, risk management isn’t just a formality—it’s a necessity. With tighter margins, growing regulation, and high […]
28 May 2025
In today’s construction landscape, confidence is currency. For developers navigating complex builds and tight timelines, protecting long-term investment is critical—not […]
17 April 2025
Moving into a new home is an exciting milestone—but before settling in, it’s important to ensure the property is safe, […]
12 March 2025
The regulatory landscape is changing rapidly. With 2025 bringing new regulations focused on sustainability, safety and planning, developers face both […]
5 November 2024
The Labour government’s budget has introduced a strong focus on reducing skill shortages in the construction industry through increased funding […]
4 November 2024
Labour’s recent budget emphasizes a shift toward sustainable infrastructure, creating new opportunities and challenges for the UK construction industry. With […]
4 November 2024
The Labour government’s latest budget sets the stage for transformative changes in the UK housing market, especially with its renewed […]