Structural Warranties
Protecting Every Project from the Ground Up.
What is a Structural Warranty?
A Structural Warranty is an insurance policy that covers defects in the structure of a building caused by faulty design, materials, or workmanship. Typically valid for 10 or 12 years from completion, it protects the owner against the cost of repairing major structural issues – and is often required by mortgage lenders before they will lend on a property.
Unlike traditional building insurance, which covers unforeseen events like fire or flood, a structural warranty specifically addresses issues that arise from the construction process itself.
Get a fast quote and start your cover with confidence.
Secure Your Asset's Value
Contact our expert underwriting team to discuss your structural warranty requirements. We offer an efficient, streamlined process to secure the policy your development needs, protecting your investment against latent defects and safeguarding its value for years to come.
Why You Need a Structural Warranty
A Structural Warranty from Checkmate provides long-term protection for newly built or converted properties. Whether you’re a national developer, a self-builder, or a housing association, our warranties offer peace of mind, compliance, and added value.
Compliance with Lenders
Essential for obtaining mortgages or funding
Protects Against Costly Defects
Covers structural issues that arise post-build
Boosts Buyer Confidence
Especially important in new build or resale markets
Transferable
Adds long-term value as it stays with the property for 10–12 years
Why choose Checkmate?
With Checkmate, you’re not just getting a policy – you’re getting a partner in your project’s success. We’re trusted across the UK for our responsive, reliable service and deep industry knowledge.
Fast, Hassle-Free Quoting
Get a competitive structural warranty quote in minutes - no lengthy forms or delays.
Quick Certificate Issuance
Once your site is registered and approved, your certificate is issued without fuss.
National Network of Surveyors
Expert risk assessment and site inspection support to keep your build compliant and protected.
FCA-Regulated & Lender-Approved
Our policies meet the requirements of the UK’s leading mortgage lenders and are underwritten by top-rated insurers.
Trusted Customer Service
From first quote to final sign-off, our team is here to support you every step of the way.
Get Your Warranty Quote Today
Start your quote now and experience the Checkmate difference.
Protecting Every Project from the Ground Up
Our Structural Warranty Solutions
A Structural Warranty from Checkmate provides long-term protection for newly built or converted properties. Whether you’re a national developer, a self-builder, or a housing association, our warranties offer peace of mind, compliance, and added value.
Residential Developments
We work with national housebuilders, small developers, and housing associations to deliver comprehensive structural warranties on a wide range of residential projects. Our policies meet or exceed UK lender requirements.
- Ideal for: New builds, conversions, social housing
- 10 or 12 years of cover
- Fast site registration and certificate issuance
Commercial / High-Value Schemes
Checkmate provides tailored cover for complex commercial and mixed-use developments. Our underwriting expertise ensures risk is assessed professionally and competitively.
- Suitable for office buildings, retail units, hotels, student accommodation, and more
- Multi-unit and high-value scheme specialists
- Experienced surveyor network for quality assuranc
Offsite Manufacture (MMC)
Modern Methods of Construction (MMC) – such as modular and panelised systems – require a warranty provider who understands offsite risk. Checkmate leads the way in covering innovative building methods.
- MMC-friendly underwriting
- Ideal for modular housing, timber frame, SIPs, and steel systems
- Faster turnaround with digital processes
Bespoke Homes for Private Clients
For self-builders and private homeowners creating a one-off dream home, our structural warranty ensures you’re protected from structural issues long after completion.
- Dedicated support for private clients
- Simple quote process, even for one-off builds
- Protects your investment and eases future resale
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