Housing Associations

Building Confidence in Every Community.

Mother holding Daughter Outside of Home

Protecting your Scheme

At Checkmate, we understand the unique challenges faced by Housing Associations – and the importance of having local expertise you can rely on. With regionally based surveyors and dedicated account management, we provide personal, consistent support tailored to the specific needs of your communities.

Our rated structural warranty solutions offer complete peace of mind, protecting developments from insolvency risks, ensuring project continuity, and supporting social value delivery at every stage of construction. Whether you’re delivering new build, regeneration, or mixed-tenure schemes, our specialist team brings decades of hands-on regional experience across the social housing sector.

Arial view of a group of flats being built

Our Offering to Housing Associations

We provide end-to-end structural warranty solutions and risk management support for affordable, community, and mixed-tenure developments across the UK.

Our Expertise Covers:

Why Housing Associations Choose Checkmate

We provide end-to-end structural warranty solutions and risk management support for affordable, community, and mixed-tenure developments across the UK.

Engineering and Construction worker's desk.

Ready to discuss your next housing scheme?

Speak to us to find out how Checkmate can help your organisation build confidence in every community

Our Products

Our products include:

1

Insolvency Cover

Protecting against contractor or developer insolvency to ensure project completion.

2

Developer Liability Period (DLP) Waiver

Reducing exposure during the post-completion period and safeguarding long-term resilience (subject to underwriting approval).

3

Latent Defects Insurance (LDI)

Backed by rated capacity, providing lasting confidence in every build.

4

Performance Bonds

Guaranteeing contractual performance and financial security.

5

Insurance Backed Guarantees (IBGs)

Protecting homeowners or Housing Associations if a contractor becomes insolvent and cannot fulfil their guarantee obligations.

6

Advance Payment Bonds

Safeguarding upfront payments and reducing financial risk for Housing Associations.

7

Road and Sewer Bonds

Ensuring compliance and financial security for works requiring adoption by local authorities.

Meet Our Team

Our dedicated Housing Association specialists work directly with clients to deliver practical assurance and responsive support throughout each project.

(Additional regional representatives will join the team in early 2026.)

Blog Posts

News and Insights

17 December 2025
Building Safety Act: What It Means for New-Build Social Housing
The landscape of residential development has changed.With the introduction of the Building Safety Act, Housing Associations are now operating in a delivery environment where accountability is clearer, scrutiny is higher,...
15 October 2025
The Importance of RICS Surveyors in Construction Projects
Why Choosing the Right Surveyor Matters Buying or investing in property is one of the biggest financial commitments most people make. That’s why expert advice is crucial. Enter the RICS surveyor – a property professional...
20 June 2025
Performance Bonds: What They Are, Why You Might Need One
When you’re managing a construction project, there’s already enough complexity—finances, timelines, planning, and compliance. So when a lender, client, or local authority asks for a performance bond, what exactly does...
11 June 2025
UK Planning Delays: Turn Idle Time into Risk-Ready Opportunity
The UK construction industry continues to feel the strain of planning delays. With local authority backlogs, changing regulations, and extended consultation periods, developers across the country are finding themselves stuck...
05 June 2025
Performance Bonds and IBGs: Fast, Reliable Protection for Today’s Projects
In today’s fast-moving construction environment, risk management isn’t just a formality—it’s a necessity. With tighter margins, growing regulation, and high stakeholder expectations, contractors and developers...
28 May 2025
Why Major Developers Choose LDI Cover They Can Trust
In today’s construction landscape, confidence is currency. For developers navigating complex builds and tight timelines, protecting long-term investment is critical—not just for themselves, but for their funders and...
17 April 2025
Top 5 Things to Check Before Moving Into a New Home
Moving into a new home is an exciting milestone—but before settling in, it’s important to ensure the property is safe, functional, and ready for comfortable living. Taking the time to inspect a few key areas can help you...
12 March 2025
Navigating 2025’s Building Regulations: Are You FHS and ‘Building Safety Act’ Ready?
The regulatory landscape is changing rapidly. With 2025 bringing new regulations focused on sustainability, safety and planning, developers face both fresh challenges and exciting opportunities. The move towards greener,...
05 November 2024
Skill Shortages in Construction: Labour’s Strategy to Boost Apprenticeships and Training
The Labour government’s budget has introduced a strong focus on reducing skill shortages in the construction industry through increased funding for apprenticeships and vocational training. As construction shifts towards modern,...
04 November 2024
Building Green: Labour's Investment in Sustainable Infrastructure
Labour’s recent budget emphasizes a shift toward sustainable infrastructure, creating new opportunities and challenges for the UK construction industry. With funding allocated to green projects, such as renewable energy,...