Structural Warranty, Bonds & Construction Cover — All in One Place
Tell us what you’re working on and we’ll point you to the right team, fast.
Whether it’s a live project or something on the horizon, our in-house team can review the details and steer you toward the right cover, often within a day. One conversation, one point of contact, no chasing between departments.
- Structural Warranties & LDI
- Performance, Advance Payment & Other Surety Bonds
- Contractors' All Risk
- Professional Indemnity
- Insurance Backed Guarantees
Tell us what you're working on
Give us a brief outline — we’ll come back to you.
Specialist Insurer Markets
Dedicated capacity across product lines
Accepted by the majority of UK Mortgage Lenders
Meets lender handbook requirements
Indicative Terms within 24hrs*
*Subject to satisfactory information & underwriting
Retrospective Cover*
*Subject to underwriting review
FCA Authorised and Regulated Broker
What we cover
One Team, Multiple Ways to Help
Most developers and contractors don’t deal with one insurance requirement in isolation — a project might need a structural warranty at the outset, a bond partway through, and professional indemnity or contractor’s risk cover running alongside it. Handling each of these separately, with different brokers, usually means repeating the same information three or four times over.
Checkmate brings structural warranty, bonds, contractor’s risk and professional indemnity together under one in-house technical team. Whatever the requirement, the same team reviews it, understands how it fits into the wider project, and knows which specialist markets to approach.
That matters most when you’re not sure which product actually applies. Tell us what’s happening on the project and we’ll work out the right route, rather than you having to work out the right product before you even ask.
Most enquiries don’t arrive labelled “warranty” or “bond” — they arrive as a project with a deadline. Sorting that out quickly, with the right underwriting route from the start, is what protects your timeline and your client relationship.
Checkmate’s in-house technical team and long-standing relationships with specialist insurers and capacity providers mean your enquiry gets positioned correctly from the first conversation, not after several rounds of back-and-forth.
Product lines
Indicative terms*
Authorised & regulated broker
Who it's for
Built for Developers, Consultants, Contractors & Housing Providers
Developers & Housebuilders
Residential and mixed-use developments needing structural warranty or related cover.
Contractors & Consultants
Bonds and other surety, Professional Indemnity or CAR cover to meet contract or client requirements.
Housing Associations & Registered Providers
Affordable housing and community-led schemes requiring warranty-backed cover.
What's covered
A Quick Reminder of What Checkmate Offers
Across our four core areas — structural warranty, bonds, contractor’s risk and professional indemnity — here’s a quick snapshot of what typically falls under each, so you can see at a glance whether your current project fits.
Cover for each depends on the type of project, the stage it’s at, and the specific requirement — a live build needing a bond isn’t reviewed the same way as a completed development needing retrospective warranty cover. What’s listed below is a guide to scope, not a quote; exact terms are confirmed once we understand your project.
Cover for
(subject to policy terms and insurer acceptance)
- Structural warranties for residential, commercial and mixed-use developments
- Performance and other bonds, including road and sewer
- Construction-related insurance, including Contractors' All Risks and Professional Indemnity
- Insurance Backed Guarantees for eligible contractors and works
Ts & Cs
Any cover or quotation is subject to full details, underwriting criteria and relevant policy terms.
The process
Getting your quote in 3 easy steps
Tell Us What's Coming Up
Send a brief outline of your project or requirement — takes under two minutes.
We Point You to the Right Team
Our in-house team reviews what you’ve shared and connects you with the right specialist.
Get Clear Next Steps
We’ll explain what information we need and how we can help take it further.
Why Checkmate
Three reasons Developers, Consultants, Housing Associations & other Construction Professionals choose us
In-house technical expertise
Our in-house surveying team, dedicated underwriting experts, and experienced technical specialists provide support throughout the underwriting and policy process — from initial assessment to certificate of insurance.
One Point of Contact
Whatever the requirement, one team reviews it and routes it to the right specialist — no passed-around enquiries.
Established. Recognised. Trusted.
Built on track record, not promises. Checkmate is one of the most established names in the UK construction market. Our long-standing relationships with specialist capacity providers and our reputation for technical rigour mean your project is presented to underwriters by people who are known and respected in the market.
Not sure where to start?
We'll help you every step of the way
If you’re not sure which type of cover applies, just tell us what’s happening and we’ll work it out together.
Our team specialises in complex risks so no matter what you’re working on or the kind of cover you need, we’re ready to get you the right options and competitive prices.
Subject to underwriting review and project-specific criteria. Speak to our team for an initial assessment.
Ready to get started?
Tell us what you're working on
Fill in the form above or speak directly to our team. FCA regulated.