The UK construction industry continues to feel the strain of planning delays. With local authority backlogs, changing regulations, and extended consultation periods, developers across the country are finding themselves stuck in a holding pattern—ready to build, but waiting to break ground.
While these delays can be frustrating, they also present a valuable window of opportunity: to get risk-ready.
At Checkmate, we help forward-thinking developers and contractors use this time wisely—by putting key protections like Latent Defects Insurance (LDI) in place early, so projects can proceed with confidence the moment planning is approved.
Planning May Be Out of Your Hands—But Risk Management Isn’t
When timelines stall, it’s tempting to hit pause on every other part of the development cycle. But early-stage risk planning can actually strengthen your position.
Here’s how developers are making the most of the downtime:
- Getting LDI quotes early to lock in rates and avoid last-minute delays
- Preparing warranty documentation to enable smoother drawdowns
- Getting bond quotes in advance to streamline contract awards and reduce friction at contract signing
Proactive steps today can save time, money, and stress tomorrow.
Why Early LDI Planning Matters
Latent Defects Insurance protects the structure of a building from hidden defects that emerge post-completion—critical reassurance for funders, end buyers, and asset managers. But it’s not just about the policy—it’s about when and how you arrange it.
At Checkmate, we support developers from pre-planning to post-completion, helping identify risks early and structure policies that align with your project’s unique timeline.
Benefits of early LDI Planning:
- Speeds up post-approval mobilisation
- Avoids premium fluctuations and policy delays
- Allows for more flexible cover structuring
- Demonstrates professionalism to funders and stakeholders
We’re Here While You Wait
Planning gridlock might not be in your control—but your project’s resilience is.
Checkmate offers more than just policies. We offer partnership—supporting you through the waiting game, and standing ready to move when approval lands.
Don’t let Planning delays delay your protection.
Contact Checkmate today for a no-obligation quote—so when planning is approved, you’re ready to build with confidence.
Ready to plan ahead? Fill out our quick form to get an LDI quote and stay one step ahead of delays.
